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Current Account Rates
Effective 03/31/08
(rates are subject to change quarterly without notice)
Account Type |
Rate |
APY |
Share Account |
0.75% |
|
Share Draft Account |
0.50% |
|
Christmas Club |
0.75% |
|
Traditional IRA |
2.00% |
|
Roth IRA |
2.00% |
|
Education IRA |
2.00% |
|
APY=Annual Percentage Yield.
Lets compare the difference between IRA versus regular savings.
5 to 20 year Projected IRA returns.
5 to 20 year Projected savings returns.
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CERTIFICATE OF DEPOSIT
Minimum Deposit $250.00
| 6 Months |
1.25% |
| 9 Months |
1.30% |
| 12 Months |
1.50% |
Minimum Deposit $5,000.00
| 6 Months |
1.75% |
|
| 9 Months |
1.90% |
|
| 12 Months |
2.00% |
|
Minimum
Deposit $10,000.00
| 6 Months |
2.10% |
|
| 9 Months |
2.20% |
|
| 12 Months |
2.25% |
|
|
18 Months |
2.30% |
Effective
03/04/08 - Rates are subject to change without notice
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GAP AND EXTENDED WARRANTIES Protect your vehicle with GAP Insurance and Extended Warranty. Compare
prices with the credit union and dealers. Costs can be included in your
loan amount. Contact the credit union for details.
 
Car Loan Interest Rates
Effective 01/01/08
Loan Rates As Low As.........
LOAN DESCRIPTION |
ANNUAL PERCENTAGERATE |
APPROXIMATE TERM |
New Vehicles
100% MSRP, Tax, Title and License |
* 5.00% |
UP TO 72 MONTHS FINANCING |
Used Vehicles
100% Kelly Blue Retail Value |
* 5.00% |
2007 - 2006 UP TO 72
2005 - 2004 UP TO 48 2003 - 2001 UP
TO 42 2000 - 1998 UP TO 36 |
|
(Boats, Campers, Motorcycles, Jet Ski, Furniture, Computers, etc.) |
* 5.00% |
UP TO 48 MONTHS FINANCING |
Share Secured |
4.50% |
UP TO 48 MONTHS FINANCING |
|
VISA |
**
7.00% |
|
|
Line of Credit Signature |
***
8.00% |
|
* Rate may vary - rate determined by
credit history and credit score
**Rate and term may vary depending on
amount requested, credit history and credit score
***Rate, loan amount and term may vary
depending credit history and credit score. Line of credit lines will be
reviewed annually and rate may change based on credit history and credit score.
A late charge of $25.00 will be assed when
the loan payment is more than (10) ten days past the schedule due date.
Rates, terms & ages of autos subject to change without
notice.
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All Rights Reserved.
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